Originally Posted by
amazinmets73
I think I understood. This is obviously a very sensitive subject as it involves tremendous tragedy and loss of life. If you would like to continue it, perhaps it would better to do so in private.
It's not a sensitive subject to me -- it's just economics. I used my own situations as examples, as I have in classes a hundred (or so) times.
The point you seem to have missed is that, if some people choose to forgo insurance, then some other people will get screwed
regardless of whether they bought insurance or not. The most commonly-purchased insurance includes coverage to pay off people we may harm through our own actions. This is why almost all states require drivers to carry liability insurance.