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base2 I think most people don't buy bikes for commuting but for recreation. And so having a do-it-all bike is fine, and it will be fine for occasional commuting. I also know that the largest portion by far of Walmart bikes are kid bikes that are going to last a couple years of occasional use, not adult bikes anyone intends to use daily. So in that light the way you want people to use bikes is coloring your facts. People who want good bikes optimized for a task have no particular barriers to getting them
edit - had first ended with "except maybe the monopoly pricing in the USA" but that's really more for parts.
Complete bikes seem really competitive again now that the covid boom is past