When I'm riding and there's a thunderstorm, I get wet. I don't worry about lightening unless it's close (thunder within 1 second of flash) and even then not really worried unless I'm in an open area, which is rare.
Most of the time I'm protected by my surroundings, including trees, buildings, etc, so I soldier on.
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WARNING, I'm from New York. Thin skinned people should maintain safe distance.