Thanks for the replies. I checked with my dentist's insurance person and they said they don't take the 'Advantage' insurance and a lot of other dentists in the area don't due to very low reimbursement. Vision is the same, and its almost a break-even situation if I go outside and get VSP or pay out-of-pocket on a fee for service basis at an optometrist (seeing an opthamologist would be a medical procedure). Regular Medicare: My doctors office's insurance will take the Medicare reimbursement as full pay for medical services, so no co-pays will be needed.
Its almost a toss-up between Advantage and regular Medicare. Now two months to make a decision.