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01-24-16, 09:33 PM

#139

kickstart

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Join Date: Feb 2014

Location: Kent Wa.

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Bikes: 2005 Gazelle Golfo, 1935 Raleigh Sport, 1970 Robin Hood sport, 1974 Schwinn Continental, 1984 Ross MTB/porteur, 2013 Flying Piegon path racer, 2014 Gazelle Toer Populair T8

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Quote:

Originally Posted by Ekdog

Why do they care about your credit history? What does that have to do with whether or not you'd be a good employee?

Quote:

Originally Posted by Dahon.Steve

You're right and employers will ask you to sign a document during the interview to access your credit history. If you fail to sign the document, they will never hire you! It's sad but I suspect you would have to change names and social security number several times to confuse the computers.

From the Ladders,

"Worried that recent economic travails have blemished your credit report? That those mortgage payments that went out a few days late might catch up with you? Or the cable bill you let slide for an entire month might come up in a background check and keep you from landing the job you really want?
Take heart: Your credit score is rarely used to disqualify job seekers for most positions, and there are steps you can take to minimize any damage an employer might find, recruiters and credit experts told TheLadders. To protect yourself, it’s helpful to know what your credit report can and cannot tell potential employees about you.
Many hiring companies use credit reports to glean the most accurate identifying details for a candidate, including his full name and previous addresses. In general, though, research rarely goes further, said Kevin Connell, founder and CEO of AccuScreen, a firm that performs pre-employment screenings for hiring companies in retail, healthcare, technology and banking.
One exception: Most companies will run a full credit report on any candidate who would have access to the company’s finances. “For candidates that would have financial oversight responsibilities, credit checks are even more important,” Connell said. A consistent pattern of living beyond your means and/or a high debt ratio could be a red flag to recruiters and employers that you’re not the right fit."

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