Originally Posted by
atnyc
It's a simple question. Does or does not auto insurance cover racks?
Seems people are more interested in prying into the detail of an accident. Perhaps for entertainment value?
If it were my accident, I would NEVER post any detail on a public forum. It can come back to haunt you!
There is also a simple answer - read your policy to find out.
Don't relay on people on the internet, who may or may not have the training to properly answer your question.
Not all policies are the same.