Originally Posted by
Mojo31
Even if they do, the cost of most racks is likely covered by the deductible for the most part. So, even if the rack is covered, you're likely to get little payout.
If the rack is attached to the car and damaged in a collision, it should be covered if you have comprehensive coverage.
Yeah. I had an entire Thule rack system pried off my roof. It was not worth making a claim, especially because it would have been paid at depreciation value.