My OH Sh*t moment was also on a MUP that is my main ride. I was crossing over one of the busier streets and a pickup stopped at crossover and waved me across. I clipped back in and started across but he suddenly decided to go. There was no way I could get unclipped in time so I had 2 choices.
Get hit by the truck or go down. I decided to go down but since bike was pretty new and just finished getting it the way I wanted. I threw myself down taking great care to no let the bike hit the ground. I was laying there on my back stilled clipped in with the bike in the air. The next driver jumped out to see if I was alright so I asked him to grab my bike while I released the pedals.
I was sore for a couple days but the bike didn’t get a scratch!