The following information shouldn't be divulged to anyone outside of this very small circle of forum members.
Ride your bike to a thrift store and head for the women's section. Find the rack with the exercise clothes and start browsing. Amongst the leotards and fluorescent track suits, you'll find decent cycling gear there (for women and men). Jerseys, cycling shorts, and even rain gear, often of good quality and condition. I guess the people that organize clothing at thrift stores don't recognize the value of these items and misplace them.
Not that there's a whole lot of difference anyway. A lot of that stuff in the women's "athletic" section are made from the exactly same materials as expensive brand-name cycling gear, and usually half the price.