If there is a bit of rain/snow and a lot of cold, the Castelli RoS line-up is excellent. Too bad it is so expensive, but consider getting one jacket in this line-up. I have the Alpha RoS.
Here is a review from someone who actually used it and is not just repeating the marketing points:
https://www.teknecycling.com/collect...a-ros-2-jacket.
I used to commute in downpours in my "youth", but not doing that any more..