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Join Date: Oct 2015
Location: PDX
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Bikes: Merz x 5 + Specialized Merz Allez x 2, Strawberry/Newlands/DiNucci/Ti x3, Gordon, Fuso/Moulton x2, Bornstein, Paisley,1958-74 Paramounts x3, 3rensho, 74 Moto TC, 73-78 Raleigh Pro's x5, Marinoni x2, 1960 Cinelli SC, 1980 Bianchi SC, PX-10 X 2
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Aside from the common sense that is debatable and maybe not so much for many of us anyway, there are states, companies, courts and insurers that will deny or diminish and fight coverage and damages if you weren't wearing one, all while you are struggling, dying, stressing, bleeding and trying to recuperate with impunity and the money as well as resources to bury you.
I wear mine, always, GPS and cameras front and rear for recorded proof with lights all around 24/7