Originally Posted by
Redbullet
Just to highlight the challenge: what would be the market value in this case? "Second hand" price can solve it for cars. But a second hand similar bike can not be the solution here, because it is likely to hide a similar crash and there is no instance that can state that it is safe to be used...
The dilemma you will have is that there is no way you can prove that your bike was never crashed before and was actually safe to ride. You'll likely just have to go with Bicycle Blue Book and anything else that you can find showing what similar bikes are selling for.
I'd push for a new bike, but I doubt you get an insurer to go for that. If you don't take what they offer with some reasonable negotiation, they will just tell you to file suit. In most, if not all states, the fair market value of your bike is the measure of your recoverable damages.