Don't know what the OP's price range is, but you can get a very nice titanium from Habenaro, 29 or 27.5's, they offer a variety of suspension forks that don't break the bank. The rear triangle has eyelets for a rack. That would allow good sized pannier to be used and you can then figure out if you need or how to do front pannier (there are options for this). Habanero sells suspension forks with 100 mm of travel as well as gearing that is XT or Deore 2x in 11 or 12 spd., so you get good gearing options. You do not state if you want a drop bar (which complicates the gearing setup) or flat bar. Probably about $2500 with a less expensive basic fork.