Lawyer
I was hit by a car while riding my bike.
I am recovering, hopefully fully.
My bike was severely damaged.
I was lucky.
I filed a police report.
The driver's insurance has admitted fault and set up property and medical claims for the accident.
The property claims can be resolved as soon as I file.
I have 2 years to resolve the medical claims, but the adjuster said they were likely to make a settlement offer.
The other insurance company wants me to sign releases for medical, employment information.
I am looking at starting to file claims.
I'm a little worried about signing the medical and employment releases.
I imagine they need medical information for paying claims.
Can't I let my medical insurance company deal with them?
I asked at a bike shop and they rate bike damage and can give repair or replacement cost.
And that the other insurance could offer a pro-rated value for bikes worth, or I could sue.
I don't trust the CF frame, I'm not sure they can prove the damage.
My bike has essentially lost all resale value.
I want my bike replaced.
Do I need a lawyer?
Or does someone have advice on doing this on my own?
Thanks.