Social Security is pretty minimal at age 62. I was forced to start taking SS at age 62 after being hit by a car, then discovering I had cancer while the collision injuries were being evaluated. I was unable to work for more than a year, so I transitioned from Supplemental Security Income to regular Social Security.
I could return to work and still draw Social Security. I might consider that after the pandemic is under control and the economy settles. I'm still being very cautious due to an autoimmune disorder. But my former job is no longer available. And, TBH, 2018 was quite a shock so I've been more concerned about my health after basically neglecting myself for more than 20 years.
Fortunately I'm covered by the VA for health care so I don't really need Medicare although I have it. I had my first intake interview with my primary care provider through Medicare this week, but it was a phone interview so I still have no particular opinion about my experience with Medicare. I'll probably continue with the VA for most health care, particularly since the Mission Act gives us access to providers outside the VA system.
However Medicare is actually pretty good now and offers choices of primary care providers and specialists. I was my mom's caregiver for a decade as her Alzheimer's, arthritis and osteoporosis worsened, so I ended up taking care of all of her SS and Medicare paperwork. It was surprisingly good and we could go outside of her primary facility for specialty care when needed. And because of her severe disability and low income she qualified for a state-sponsored supplement that covered most of her prescription drug costs as well.
In my mom's case, while she was able to stay home she benefited from the Medicare replacement programs because they offered plenty of choices and coverage for most expenses. However during her final year when she was in a nursing home we switched her back to regular Medicare, which offered better coverage for her needs at that time.