A bit OT and maybe controversial to people of a certain mindset, but not a day goes by that I'm not thankful that my wife and I didn't have any kids. Growing up in IN, we had a lot of pressure to start poppeing them out after we were married. It took us years to get out college CC debt as it was, never could have happened with more than the 2 of us. Her favorite anniversary gift was me getting a vasectomy One of my old HS classmates recently shared that her 17yo daughter was 6m pregnant and run off with a local "drug dealer". I love her, but in a certain schadenfreude way I'm so cheerful we dodged that bullet.