Originally Posted by
Koyote
After our car was totaled by another driver's fault, our company cut us a check, and that was the end of it for us. No hassle.
IKR. My experience was different when my car was totaled by some idiot kid while parked. He and his insurance company admitted it was 100% his fault, but didn't have collision coverage for the 18+ year old vehicle and thus had to go after his insurance company myself. What a PITA. I finally got them to come up some when I threatened to go to court and handle it myself, which would have cost them legal fees. I still remember walking over to a local State Farm agency and picking up the check.