I'm just coming back to say thank you to the folks who've suggested the various formats of 20" bikes; be they "Trad" BMX, minivelos or folders or whatever. While the folders and minivelos are a more component-rich/complex bike than I'm personally looking for right now it's good to know they are an option if I decide to look into them. I appreciate those suggestions. So far my 20" BMX has been great over the last few months or riding it around town.