Originally Posted by Koyote

The Thule rack (whatever they are currently calling their top-line tray-style rack) doesn't have any of those issues. The top handle unlocks and tilts the rack (My petite wife does it without difficulty), the hitch pin is built into the rack, and it'll take anything from 20mm tires up to fat bikes with no mods. Oh, and you don't need an add-on to use it with fenders -- though I suspect the 1up add-on that you described works better.