mjac

You are right, it is not a cycling specific jacket made specifically for cycling with a drop panel in the back, more an expedition type jacket. But being an expeditio type jacket it is not cut like a jacket, it is cut more like a coat, it is cut long. On me, it completely covers the hips and comes to the very bottom of the rear. More then enough to work with a rain pant. It also has a draw cord at the bottom to secure the bottom of the jacket. If you have any doubts, you could buy it through Amazon Prime and get free shipping and returns if it does not meet your expectations. But if you fall within one of these sizes and can get this jacket for $68, it is the steal of the century.