Originally Posted by
himespau
Yeah, I get that. I just feel like an opportunist in that it's a bike that I probably only have $3k in frame and components on it (and some of the components are salvageable), and the tops are quoting $6-10k to replace it. Sure the frame and most of the components aren't replaceable with new anymore, but it just seems greedy.
I think that's the mindset that I need to get into.
insurance companies are not suffering. They take plenty of money from you and me and everyone else. I wouldn't feel too bad about getting more than its worth from them.