I don't fault you for your choice at all. I spent a lot of time on a stationary bike last winter when the weather wouldn't cooperate and with either my kindle on the bars or ear buds in, I enjoyed the exercise immensely and didn't lose any conditioning. Of course, I was only 70 last year. This year I plan to ride irregardless of the weather simply because I'm not getting any younger and I can still do it. Good luck to ya,