Originally Posted by
hfbill
Oh I've had commercially made cloth panniers fall off several times over the years. Once, when I was in Florida, the one with my wallet in it fell off, and I didn't notice it right away. I backtracked and found it pretty quickly, but it made for a few anxious moments! When I got home, I took them off and never used them again. 'Sold em at our next yard sale.
I always keep my wallet in my jersey pocket. If I crash and get separated from my bike, I want to arrive at the hospital with my vital information on me. And I do not want the emergency crew to have to waste time trying to find my info if the crash is life threatening.
Ben