right now I have fairly warm bibs non padded so I wear padded underwear and then those on top. but I have to bring rain pants along as I never know if it will or will not rain. but it would be nice to have all in one s oI don't have to do so much work to get dressed and not dressed.
https://www.gorewear.com/us/en-us/sp...BoCHNIQAvD_BwE
got has this but it wont really keep me from getting wet if it really rains. it can be 33 degrees and rain.