Consider using full fenders if you often ride in wet conditions. In fact, you'll also need long mudflaps on the front fender almost touching the ground to fully shield the drivetrain from mud and dirt.
I also noticed the seat is tilted up noticeably. It's probably okay if you ride in a relatively upright position. But that amount of tilt can be uncomfortable on long climbs and can hurt your lower back if you hunch down. The majority has their saddle level. Mine is tilted down a bit. If you're doing it to reduce the pressure on your arms, you probably need to correct something somewhere, fit, technique, posture, etc.