I just remeasured the inseam with the help of my wife this time, she got 35.5" so maybe slightly more accurate than my DIY approach. Interesting about the saddle heights... I just hopped on the bike and it does seem like I could probably hike the saddle further up and decrease the amount of bend I have in my knee at the bottom of the pedal stroke. I may end up riding it into an LBS this weekend so they can take a look at me and see what they think. I was aiming for an older frame just because I really like the ride of steel and the appearance of those chromed luggs that come on some models. I just think they look a lot better than some of the new steel bikes that are lacking that character.