Yes, I can relate. I ride with 2 road clubs, one of them for 33 years. Some people lose concentration or something and get in trouble. One of my friends in the club has had several crashes from inattention or unexplained things. He got hurt a couple times and broke a nice frame.
Another woman rider takes incredible chances sometimes. I've seen her almost get hit a few times and it always feels terrible. She still rides but not with our club.
I wonder if some people would be better off not road riding. One guy I really liked had to quit because of 3 bad crashes. I was there for 2 of them.