"Men will typically have an inseam 46-47% of their height and although it may not sound like a big difference, less than 45% or more than 48% is noticeable short or long legged respectively. Contrary to some popular opinion, women do not have longer inseams as the ratio is very similar. Women's legs appear longer as their waists are higher."
Copied from the website below.
https://bikedynamics.co.uk/bikesizingbd.htm