Originally Posted by
cubewheels
Women are "risk averse" by nature.
I'd say stick to what you know, but based on your history here, that's not obvious...because your bike fit recommendations are, to put it politely, unique.
OP, and anyone else reading this, the ideal position of your saddle has NOTHING to do with the reach of your arms/hands to the bars or your feet to ground. Look up saddle setback and saddle height...there are a few different opinions of these, but no actual fitter recommends toying with the saddle position to get your arms int he right position or your feet to the ground.