i am riding the crossroads 2.0, i have had it over a year, bought it so i could ride with my wife when she occasionally rides- she has a beach cruiser. i haven't put that many miles on it, i have a giant contend ar 4 and a quintana roo kilo for for longer and faster rides. so far it has been a great bike. i get what you are saying about the mechanical disc brakes, i have them on the crossroads and the contend and i haven't had any issues with them. i am a flatlander riding mostly country backroads so that might make a difference. we are heading to anna maria island, florida next week for the second year in a row and the crossroads will be going with me for the second year in a row. when we get there and park the car we won't get back in it until we leave the following weekend, ride the bikes everywhere we go all week.