I am going to add a little aside to this thread. Toronto is a dangerous place to be a pedestrian( or a cyclist as well). My brother lives there along with his children. He enjoys cycling as do I. However since he moved there from Ottawa a few years ago he is quite fearful of riding on most city streets. Toronto drivers are awful. A couple of years ago my niece(my brothers daughter) was crossing a four lane street at a pedestrian crosswalk in Toronto. The car in the right hand lane had stopped but a complete idiot driving in the left lane just kept on going and ran into her and could easily have killed her. If you are a pedestrian in Toronto you take your life into your hands every time you step off the curb. Cars are a much bigger danger than cyclists, so the OP should be happy that his wife was hit by a cyclist rather than by a 2000 KG SUV