+1 for IGH hub availability.
The ability to have all the gears minus the risk of bending a hanger or something while the bike fell over 'cause the bus driver stopped hard or whatever is a huge bonus.
A simple Nexus 7 or Alfine 8 with a roller brake & long reach brake levers would be the bees-knees...if a bit heavy. But for a 1-2 mile ride to a bus stop it doesn't actually matter except at point of sale.
Sturmey is offering CS-RK3 disc brake 8,9,10 speed cassette freehub, 3speed hubs. Ideal for folders in the same manner as SRAM Dual Drives used to be.
The option of an IGH is a powerful one.
Please no freewheels.
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I shouldn't have to "make myself more visible;" Drivers should just stop running people over.
Car dependency is a tax.