Originally Posted by
I-Like-To-Bike
I suggest you might provide more financial protection for your wife in the event of your demise (for any reason) by carrying the appropriate amount of life insurance. Do not depend on her collecting a financial windfall from the unlikely event of her collecting it from an irresponsible hit-and-run driver with big pockets or high limits insurance coverage who gets caught and proven at fault for your death by means of your handy-dandy helmet camera.
You're missing the point..
Who are you going to collect from if you are seriously injured, incapacitated long term or paralyzed? You and your family will suffer massive financial setbacks and losses due to medical bills, loss of work wages etc.. That $200 or so camera could dissolve all that financial loss quite easily..
I agree that people should also have life insurance but not just because they cycle. Life insurance is cheap and can help cover funeral costs and leave some left for the family bills.