Originally Posted by
I-Like-To-Bike
Is it also an absolute fact of life that every at fault driver who plows into bicyclists, (especially hit and run drivers that need to be identified and located by a bicycle mounted camera) is driving with a paid-up full coverage auto liability insurance policy with a high maximum payout limit?
Got it.. So you'd rather be limited to say a 50K payout as opposed to nothing! LOL
Also, if your damages are higher than the insurance co pays then you can go after the driver for the remaining amount. You can garnish their pay, tax refunds etc for life until the debt is paid.. You can also put a lien on any property they own but meh, you are obviously trolling this thread or trying to sell insurance so I'll let you have at it..
Have a great day!