Originally Posted by
Carbonfiberboy
I don't think waterproof is a good idea for below freezing. Eh? I use a Pearl Izumi softshell with a Craft baselayer. This is a rather shockingly warm combination for its weight and thickness. If I need to, I'll add a Voler Jet wind jacket over that. Both the PI and Voler come in Hi Viz. But it all depends on how hard you pedal. That's just for me. Some folks might be more comfortable in an ordinary Sears Thinsulate parka, $40-$100. No Hi Viz, though.
I recently purchased from LL Bean, the "Ascent Windstopper Softshell jacket." Here is a link:
http://www.llbean.com/llb/shop/78988...t-shell-jacket
While the list price is $149, please look and watch for special sales. I got mine for 25% off, which brought the price to $111.75.
Most importantly, I have been extremely pleased with this jacket and its Gore "Windstopper, active shell" construction. Just fantastic, and even in outside temperatures in the low 20's (F), with a couple of base layers, or better yet, a thin base layer and fleece mid-layer, I am very comfortable. Highly recommended! Please note that I have no personal nor business relationship with LL Bean. Also, the so called Vibrant Red is a highly visible orange.
Also for consideration would be the Louis Garneau Enerblock 2 jacket. This can sometimes be had at around $100 from various sources. Here is one link:
http://www.rei.com/product/856264/lo...ke-jacket-mens
Here is another:
http://www.amazon.com/Louis-Garneau-...ds=enerblock+2
Good luck and best regards