32" inseam actually measured from snug in the crotch to the ground or from your pant size?
As I said in the other thread of yours, don't worry too much about stand over. It's one of the least important measurements given for a bike geometry, IMO.
If you have experience with other bikes of that type and style of cycling... road, off road, gravel, etc, then think about what you liked and didn't like for their fit. Compare their geometry to the bikes you are looking at.
Your ideal saddle height from the pedal furthest away will pretty much be the same across all bikes in that genre and even when crossing into other genres. So frame stack will tell you about what your saddle to handlebar height might be when compared to another bike. You just don't raise the bars to your ideal position on any bike. You buy the bike for the position you want.
There are a lot of little things that all go together or work against each other for making a bike fit you. So it's best to try them on in person. Better yet is to ride each one for an hour or so. What ever the seller will let you get away with.
If you have no experience what so ever, then at the very least trust the manufacturer sizing. If you are between two sizes, and want a more aggressive fit, then go for the smaller size. If you want to sit up, go for the larger size of that model. You might have to change the stem length with either.
And listen to the guy at the bike shop. In most cases they aren't just trying to sell you what they have. And listen to the comments of any other that has an opinion. Don't get so caught up in the aesthetic beauty and appeal the bike has to you that you buy the wrong bike that can't possibly put you in the riding position you want or is not the type bike for the riding you do.