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Old 06-28-20, 06:00 PM
  #18  
Digger Goreman
Quidam Bike Super Hero
 
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Join Date: Jan 2019
Location: Stone Mountain, GA (Metro Atlanta, East)
Posts: 965

Bikes: 1995 Trek 800 Sport, aka, "Frankentrek"/"Camel-Trek"

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In my past, I went in and out of credit card debt (where I was doing good to pay the interest) twice. Didn't learn my lesson the first time. Also got into student loans....

Been a decade since I've had any outstanding debt and IT FEELS GREAT! If I can't pay for it up front, don't need it. Took a lot of discipline to get there, and I'm richer for it
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