I T-boned a small pickup once, but it was totally his fault and I did dent his truck
I was pissed, he was apologetic, since he's the one that pulled out in front of me from a stop sign; I was clearly in the middle of the road easily seen, but I don't think some drivers understand how fast some of us cyclists ride. There was nothing he could do about the dent, since it was totally his fault.
