Addiction 2023.1
01-06-23, 10:51 PM
#726
cowboy, steel horse, etc
Join Date: Sep 2008
Location: The hot spot.
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Bikes: everywhere
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I have a box of checks from an account I opened in 2015. It's likely a lifetime supply.
01-07-23, 06:16 AM
#727
Senior Member
Join Date: May 2016
Location: Yucatán. México
Posts: 6,231
Bikes: 79 Trek 930 is back on the road, 80 Trek 414, 84 Schwinn Letour Luxe,87 Schwinn Prelude, 92 Schwinn Paramount PDG 5
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Checks were never a thing here, afaik. I've never seen one being written.
01-07-23, 06:34 AM
#728
Fat n slow
Join Date: Oct 2013
Location: Saratoga, NY
Posts: 4,302
Bikes: Cervelo R3, Giant Revolt
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Mainly budgeting. We load a set amount into our checking account monthly, and that is used for groceries, dining out, entertainment, and other routine household stuff. When we run faste, we slow down. Helps us avoid unpleasant surprises.
We also have a 2% rebate credit card that is used for a lot of recurring payments and larger items. I also have a business card for frequent flier points.
We have our system and it works for us. The 2% we might lose by using the debit card is immaterial.
We also have a 2% rebate credit card that is used for a lot of recurring payments and larger items. I also have a business card for frequent flier points.
We have our system and it works for us. The 2% we might lose by using the debit card is immaterial.
01-07-23, 06:36 AM
#730
Fat n slow
Join Date: Oct 2013
Location: Saratoga, NY
Posts: 4,302
Bikes: Cervelo R3, Giant Revolt
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I ran into a rather annoying thing today. Went to lunch in a place in Dallas with the wife and son. Got the bill and noticed a $2.37 credit card fee on a $65 tab (3.5%).
I had heard of places doing that, but it’s the first time that I’ve noticed it on a bill.
I have seen “health care” fees on restaurant tabs in Austin. That’s annoying as well.
Thoughts?
I had heard of places doing that, but it’s the first time that I’ve noticed it on a bill.
I have seen “health care” fees on restaurant tabs in Austin. That’s annoying as well.
Thoughts?
01-07-23, 06:57 AM
#731
Senior Member
Join Date: Dec 2019
Location: 757
Posts: 11,250
Bikes: Madone, Emonda, 5500, Ritchey Breakaway
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Riding at night on a Friday wasn’t as bad as I thought it would be. Only one close pass, the drivers were super respectful. Not going to lie, every car that was approaching me, I assumed was a drunk driver and I was about to die.
Did see one drunk driver, or on the influence of something. Could tell by how deliberate his actions were. Trying to hard to look like he wasn’t drunk.
Emonda was a blast. Think I want a stem with a little more drop.
Did see one drunk driver, or on the influence of something. Could tell by how deliberate his actions were. Trying to hard to look like he wasn’t drunk.
Emonda was a blast. Think I want a stem with a little more drop.
Likes For bampilot06:
01-07-23, 07:03 AM
#732
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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1,207 Posts
01-07-23, 07:09 AM
#733
Super Modest
Join Date: Jun 2002
Location: Central Illinois
Posts: 23,466
Bikes: Trek Emonda, Giant Propel, Colnago V3, Co-Motion Supremo, ICE VTX WC
Mentioned: 107 Post(s)
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2,123 Posts
01-07-23, 07:10 AM
#734
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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1,207 Posts
01-07-23, 07:15 AM
#735
serious cyclist
Join Date: Apr 2009
Location: Austin
Posts: 21,147
Bikes: S1, R2, P2
Mentioned: 115 Post(s)
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For you. For others, every move to or from an Apple device (or any other manufacturer that eschews industry standards in favor of proprietary connections) means additional waste. And let's just call it what it was: just one more way to nudge people away from switching to a different ecosystem on their next phone/tablet/laptop purchase.
It's not just me, either. But of course, keep telling yourself you know what's best for everyone.
01-07-23, 07:16 AM
#736
Senior Member
Join Date: Sep 2017
Location: Greenville SC
Posts: 4,127
Bikes: 1975 Motobecane Grand Jubile, 2020 Holdsworth Competition, 2022 Giant Trance 29 3
Mentioned: 42 Post(s)
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Riding at night on a Friday wasn’t as bad as I thought it would be. Only one close pass, the drivers were super respectful. Not going to lie, every car that was approaching me, I assumed was a drunk driver and I was about to die.
Did see one drunk driver, or on the influence of something. Could tell by how deliberate his actions were. Trying to hard to look like he wasn’t drunk.
Emonda was a blast. Think I want a stem with a little more drop.
Did see one drunk driver, or on the influence of something. Could tell by how deliberate his actions were. Trying to hard to look like he wasn’t drunk.
Emonda was a blast. Think I want a stem with a little more drop.
Felt amazing afterwards and slept really well last night, so I guess I need to make that a regular thing.
01-07-23, 07:18 AM
#737
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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I ran into a rather annoying thing today. Went to lunch in a place in Dallas with the wife and son. Got the bill and noticed a $2.37 credit card fee on a $65 tab (3.5%).
I had heard of places doing that, but it’s the first time that I’ve noticed it on a bill.
I have seen “health care” fees on restaurant tabs in Austin. That’s annoying as well.
Thoughts?
I had heard of places doing that, but it’s the first time that I’ve noticed it on a bill.
I have seen “health care” fees on restaurant tabs in Austin. That’s annoying as well.
Thoughts?
Yep, none good. I don't participate in these extra fee schemes. You agree to accept credit cards then you do. I won't go back there even with cash. I don't tip people that make minimum wage either. I really don't like it when I pick up a to go order and they shove 2 receipts at me to sign and there's the spot for a tip on it. You don't make $3.00 an hour. Bite me, get a better job. You handed me a bag someone else cooked, now you want a tip?
Likes For ls01:
01-07-23, 07:20 AM
#738
serious cyclist
Join Date: Apr 2009
Location: Austin
Posts: 21,147
Bikes: S1, R2, P2
Mentioned: 115 Post(s)
Tagged: 1 Thread(s)
Quoted: 9334 Post(s)
Liked 3,679 Times
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2,026 Posts
Fun words on the Quordle.
Wordle 567 4/6
⬛⬛⬛⬛🟨
⬛🟩⬛⬛⬛
⬛🟩🟨🟩⬛
🟩🟩🟩🟩🟩
Daily Quordle 348
4️⃣8️⃣
7️⃣6️⃣
quordle.com
⬜⬜⬜🟨🟩 ⬜⬜🟩⬜🟩
⬜⬜🟨🟨⬜ ⬜⬜⬜⬜⬜
🟩⬜⬜⬜⬜ ⬜⬜⬜🟨⬜
🟩🟩🟩🟩🟩 ⬜⬜⬜⬜🟩
⬛⬛⬛⬛⬛ ⬜🟩🟩⬜⬜
⬛⬛⬛⬛⬛ ⬜🟩🟩⬜⬜
⬛⬛⬛⬛⬛ ⬜🟨⬜⬜⬜
⬛⬛⬛⬛⬛ 🟩🟩🟩🟩🟩
⬜🟨🟨🟨⬜ ⬜⬜🟩⬜⬜
⬜⬜⬜⬜⬜ ⬜🟨🟨⬜⬜
⬜⬜⬜⬜🟨 ⬜⬜⬜🟨⬜
⬜⬜🟩⬜⬜ ⬜⬜⬜🟨⬜
⬜⬜🟨⬜⬜ 🟩🟩🟩🟩⬜
⬜⬜🟨⬜⬜ 🟩🟩🟩🟩🟩
🟩🟩🟩🟩🟩 ⬛⬛⬛⬛⬛
Wordle 567 4/6
⬛⬛⬛⬛🟨
⬛🟩⬛⬛⬛
⬛🟩🟨🟩⬛
🟩🟩🟩🟩🟩
Daily Quordle 348
4️⃣8️⃣
7️⃣6️⃣
quordle.com
⬜⬜⬜🟨🟩 ⬜⬜🟩⬜🟩
⬜⬜🟨🟨⬜ ⬜⬜⬜⬜⬜
🟩⬜⬜⬜⬜ ⬜⬜⬜🟨⬜
🟩🟩🟩🟩🟩 ⬜⬜⬜⬜🟩
⬛⬛⬛⬛⬛ ⬜🟩🟩⬜⬜
⬛⬛⬛⬛⬛ ⬜🟩🟩⬜⬜
⬛⬛⬛⬛⬛ ⬜🟨⬜⬜⬜
⬛⬛⬛⬛⬛ 🟩🟩🟩🟩🟩
⬜🟨🟨🟨⬜ ⬜⬜🟩⬜⬜
⬜⬜⬜⬜⬜ ⬜🟨🟨⬜⬜
⬜⬜⬜⬜🟨 ⬜⬜⬜🟨⬜
⬜⬜🟩⬜⬜ ⬜⬜⬜🟨⬜
⬜⬜🟨⬜⬜ 🟩🟩🟩🟩⬜
⬜⬜🟨⬜⬜ 🟩🟩🟩🟩🟩
🟩🟩🟩🟩🟩 ⬛⬛⬛⬛⬛
01-07-23, 07:22 AM
#739
serious cyclist
Join Date: Apr 2009
Location: Austin
Posts: 21,147
Bikes: S1, R2, P2
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Gross weather = equally gross fake miles. Warm and humid.
01-07-23, 07:27 AM
#740
Senior Member
Join Date: Sep 2017
Location: Greenville SC
Posts: 4,127
Bikes: 1975 Motobecane Grand Jubile, 2020 Holdsworth Competition, 2022 Giant Trance 29 3
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I've never had a credit card and I know I should probably get one but they're a foreign concept to me.
Parents are super in to Dave Ramsey and they had me take his class as a prerequisite for when I needed some help back in college.
Parents are super in to Dave Ramsey and they had me take his class as a prerequisite for when I needed some help back in college.
01-07-23, 07:42 AM
#741
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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They've been attempting it here for years. Some places have done it, and gotten away with it even when they weren't technically allowed to.
01-07-23, 07:44 AM
#742
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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01-07-23, 07:56 AM
#743
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
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I bought 3 lighting set ups for my bikes.the rear light takes a micro and the front takes a mini "c". And the headlights have 3x the run time. Makes my head want to explode.
01-07-23, 08:17 AM
#744
Senior Member
Join Date: Jan 2010
Location: TC, MN
Posts: 39,520
Bikes: R3 Disc, Haanjo
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I'm not saying that I know what's best for everyone, but I am saying that, big picture, it's hypocritical to cite waste as a reason against going to universal standards.
Likes For WhyFi:
01-07-23, 08:32 AM
#745
Silver Comet Fred
Join Date: Jan 2017
Location: NW Metro Atl.
Posts: 12,065
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1,734 Posts
01-07-23, 08:39 AM
#746
VFL For Life
Join Date: Feb 2005
Location: Knoxville, TN
Posts: 51,219
Bikes: Velo Volmobile
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I have a bank account. Err credit union.
That's another thing. Perhaps I'm wrong but I also have the notion that if someone hacks your card it's harder to get your money back from a debit card than a credit card.
Oh.
wut
Last edited by Velo Vol; 01-07-23 at 08:43 AM.
01-07-23, 08:46 AM
#747
-------
Join Date: Jul 2020
Location: Tejas
Posts: 12,795
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Yep, none good. I don't participate in these extra fee schemes. You agree to accept credit cards then you do. I won't go back there even with cash. I don't tip people that make minimum wage either. I really don't like it when I pick up a to go order and they shove 2 receipts at me to sign and there's the spot for a tip on it. You don't make $3.00 an hour. Bite me, get a better job. You handed me a bag someone else cooked, now you want a tip?
There are a couple of small locally owned restaurants around that I would like to see stay around. I’ll tip at those even though you order at a counter, and all they do is bring you the order.
01-07-23, 08:46 AM
#748
Administrator
Thread Starter
Join Date: Apr 2005
Location: Hudson Valley, NY
Posts: 32,999
Bikes: Merlin Cyrene '04; Bridgestone RB-1 '92
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The utes in the thread may not realize it, but in the 80s virtually everybody got high, and I'm not talking sipping cocktails either.
__________________
See, this is why we can't have nice things. - - smarkinson
Where else but the internet can a bunch of cyclists go and be the tough guy? - - jdon
01-07-23, 08:47 AM
#749
VFL For Life
Join Date: Feb 2005
Location: Knoxville, TN
Posts: 51,219
Bikes: Velo Volmobile
Mentioned: 780 Post(s)
Tagged: 2 Thread(s)
Quoted: 28610 Post(s)
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1,319 Posts
01-07-23, 08:55 AM
#750
-------
Join Date: Jul 2020
Location: Tejas
Posts: 12,795
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I've heard of dogs being sent credit card stuff more often than I've heard of US citizens not being able to get a card. #1%er
Strong Boomer vibes.
I have a bank account. Err credit union.
That's another thing. Perhaps I'm wrong but I also have the notion that if someone hacks your card it's harder to get your money back from a debit card than a credit card.
Oh.
wut
Strong Boomer vibes.
I have a bank account. Err credit union.
That's another thing. Perhaps I'm wrong but I also have the notion that if someone hacks your card it's harder to get your money back from a debit card than a credit card.
Oh.
wut