crazyravr

This is Mississauga, Ontario.
I see the car go by me and the next thing I know the car is right in front of me and smash. I was heading straight on a green light and she decided to make a right turn right there. Nothing I could have done in 2 seconds. Nothing.

Helmet always on, strong blinking strobe in the front, strong blinking red at the back.
I took photos of myself, the car at the scene, her licence and insurance, got get phone number. Helmet is ok and not scratched so I am pretty sure I did not smash my head. Just feel shook up.
I could post photos of all this here but I dont think that would be right.... for now.
My shoulder took the brunt of this fall and now its hurting me more and more. But I can move it ok so its just bruising I think. I will still go to a walk-in clinic later on for sure.

mrchaotica

File a police report. (IMO you should have called the police to the scene, but a report after the fact is better than nothing.)

Corbin

Go to the hospital to get it looked at. I think it may make things go easier with her insurance when they see you need medical attention.

If I ever get hit and live to tell the story: I am going to stick my open palm out and just give them that look. Pay day$$$

mcours2006

After the fact about the only thing you could do is file the report with the police. If you have to file a claim for damaged bike or medical stuff, the policy report will prove useful.

In the future I would stay there until the police arrived.

FullGas

just went thru this, so here's the drill...

police report
physician's report
hire a lawyer

canuckcicle

in Ontario the police won't come if there are no injuries and the damage is less than $1,000. I live in the GTA and ride int the Milton area a lot.

As Corbin said, go to the hospital and get a full checkup including x-rays. Then go to an accident reporting center to make a report.

You're entitled to have all rehab expenses beyond what ohip covers covered by the drivers insurance. This includes physio therapy, chiropractors, massage therapy, etc.

if you don't have auto insurance the drivers insurance is liable for replacement costs. If you have insurance, your carrier will cover the depreciated value of your losses minus your deductible.

RPK79

Make sure you post every detail online so it is on record. Defense attorneys love that.

69chevy

How was this her fault? Maybe I missed something, but it sounds like you hit her.

ptempel

+1 The police report will also be needed for insurance claims (if any). OP, sorry to hear about your accident and hope you are not too shook up. Also agree with the others to go to the doctor and schedule a chest x-ray for your shoulder. Doesn't sound like anything is broken but never hurts to be safe and check it anyways. I went through a similar x-ray when I went down on my right side a few years ago. I had some bruised ribs which sucked but I could still ride so wasn't as bad as it could have been...

gsa103

Standard right-hook. Typically the cyclist has zero reaction time, hits near the right rear wheel.

To the OP: Inspect your bike, take pictures, if there's significant damage, you probably want to have the bike inspected at a local bike shop for further frame & fork damage.

merlinextraligh

Clearly the drivers fault. However with some forethought right turn hooks are largely avoidable. Assume every car coming up on you at every intersection or drive way is going to turn right and be prepared to stop or turn with them.

Doesn't excuse the drivers fault, but in the future you can avoid this.

FBinNY 

The first and possibly most important step is to ask the Mods to delete the entire thread.

Failing that, edit your OP, to something short and sweet like "I was right hooked, my bike was trashed, and I'm in pain ---- how to proceed. Please help?"

Posting about accidents cannot do you any good, but it can do you harm when you pursue the claim.

As to how to proceed, there are options, but all begin with filing the accident report, and seeing what the drier or his/her insurance company is willing to pay. Some cases witn minor injuries get settled fairly with little effort beyond making the claim. If not, and you own an insured car, your own claims agent might step in and negotiate a settlement for you (they might be obligated to do so under the terms of your policy).

You will also want to be checked out for any health complications, and this will be at the driver's expense, but if you're positive you're 100% OK, you might skiip this if they are willing to settle quickly. Sometimes bypassing the medical check can help negotiations if the insurance company understands that you're willing to do so, sparing the cost, for a fast and fair settlement. (I used this tradeoff to get full payment for bike damage + some small compensation for a day of lost work, and some pain for a week or so).

But as I said ----REMOVE ALL DETAILS FROM THIS THREAD ASAP.

bgrider

I was going to ask the same question.

But seriously, it is entirely possible for a vehicle to turn in front of you leaving you no time to react. Many a rider has experienced this first hand. It's also possible for a rider to broadside a vehicle when it was possible for the rider to avoid the accident. If sufficient data is available, it is possible to reconstruct the incident and determine who is at fault. Was your ride logged with a GPS? That would establish your speed leading into the accident.

The good news, unless something changes, is that it sounds like you will be ok. Good Luck dealing with the issue and keep us posted.

beechnutC23

I had a right hook a few years ago. I was riding in the bike lane, doing about 30 km/h when a car suddenly-and with no signal-turned right into a restaurant parking lot. I tried to turn with him but fell over. No damage to the bike and injuries, but I got his details and filed a police report when I got home, just in case something came up later. In Quebec we have no-fault, and any road accident is covered by government insurance with payouts at government rates. No suing allowed.

The police came to my home, took my particulars, and then SENT AN AMBULANCE!!! I had to sign a release that I refused transport to a hospital. Apparently it's government protocol to automatically send an ambulance for a car/cycling accident...

rms13

Haha

Yes, I believe #1 rule is don't post anything about your accident on the internet if you plan on pursuing anything legally

KD5NRH

But if you plan on pursuing it illegally, post all the details so we can keep up with your trial.

Dirt Farmer

Did she say "I'm sorry!". If so, did you record it?

crazyravr

Got myself checked out and all good just scrapes and bruised shoulder. I am going to the police station today and ask them whether to file a report or not.
Today I am going to my bike shop to have them look at the bike. I already know the front wheel isnt straight anymore. Just need to check the rest.
I phoned and texted her last night trying to get in touch with zero reply. You would think that she would be calling me asking if I am OK not the other way around.

FullGas

contacting someone and inquiring as to how they're doing after a collision could be construed as an admission of guilt.

the driver's ins company has likely advised her to keep quiet and let them do the talking.

if your property damages are minimal and there's no medical complications, you can try and negotiate a small settlement on your own.

but, if things are more complicated, especially with the medical claim, you're should def consider legal help.

jtuds

Inform the police and go to a doctor asap. You were in a traffic accident and you're injured.

Diamond and Diamond...jk....or not...

mrchaotica

Asking them whether you should file a report isn't necessarily a good idea. Some police in some jurisdictions will say "no" even when you should, just because having fewer reports makes their crime stats look better. I have no idea if that's an issue in Mississauga, but it can be elsewhere

Instead, if you think a report is justified then insist upon it whether the police want to take it or not.

f4rrest

Bad idea to post about your accident. It can only hurt your case.