Addiction 2021.4
VFL For Life
Join Date: Feb 2005
Location: Knoxville, TN
Posts: 51,462
Bikes: Velo Volmobile
Mentioned: 781 Post(s)
Tagged: 2 Thread(s)
Quoted: 28826 Post(s)
Liked 1,889 Times
in
1,343 Posts
Fat n slow
Join Date: Oct 2013
Location: Saratoga, NY
Posts: 4,306
Bikes: Cervelo R3, Giant Revolt
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 3261 Post(s)
Liked 2,087 Times
in
981 Posts
Senior Member
Join Date: Jan 2010
Posts: 39,529
Mentioned: 211 Post(s)
Tagged: 1 Thread(s)
Quoted: 18540 Post(s)
Liked 15,908 Times
in
7,469 Posts
I'm spoiled right now. I pay about $110/month for health (including Rx coverage), dental, vision and accidental D&D insurance (the last one is free). The health has a $1,500/year deductible then it pays 80/20 in network, with a max out of pocket of $5,000/year. (I've actually hit that twice.) But...my employer matches my HSA contributions dollar-for-dollar up to $1,500/year, so that covers my deductible. That's a big nut to give up.
Fat n slow
Join Date: Oct 2013
Location: Saratoga, NY
Posts: 4,306
Bikes: Cervelo R3, Giant Revolt
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 3261 Post(s)
Liked 2,087 Times
in
981 Posts
I'm spoiled right now. I pay about $110/month for health (including Rx coverage), dental, vision and accidental D&D insurance (the last one is free). The health has a $1,500/year deductible then it pays 80/20 in network, with a max out of pocket of $5,000/year. (I've actually hit that twice.) But...my employer matches my HSA contributions dollar-for-dollar up to $1,500/year, so that covers my deductible. That's a big nut to give up.
So it is
Join Date: Sep 2008
Location: Westminster, CO
Posts: 21,424
Bikes: Luzerne, 684, Boreas, Wheelhouse, Alize©®, Bayamo, Cayo
Mentioned: 247 Post(s)
Tagged: 1 Thread(s)
Quoted: 11455 Post(s)
Liked 4,833 Times
in
2,806 Posts
Likes For LAJ:
-------
Join Date: Jul 2020
Location: Tejas
Posts: 12,808
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 9664 Post(s)
Liked 6,377 Times
in
3,507 Posts
Same boat. But, even though I get Medicare in 2022, I have a wife that is 11 years younger so have to continue insurance for her.
Senior Member
Join Date: Sep 2017
Posts: 8,048
Mentioned: 42 Post(s)
Tagged: 0 Thread(s)
Quoted: 7090 Post(s)
Liked 11,209 Times
in
4,785 Posts
Reducing the Medicare eligibility age to 60 (or even lower) would probably free up plenty of job opportunities for younger workers.
Senior Member
Join Date: Jan 2010
Posts: 39,529
Mentioned: 211 Post(s)
Tagged: 1 Thread(s)
Quoted: 18540 Post(s)
Liked 15,908 Times
in
7,469 Posts
One thing I neglected to mention is that my ultimate cost is reduced by the credit I get for rejecting the free, 3X my salary in life insurance benefit I am entitled to and instead opting for the minimum required, which is $10K. (I have no need for life insurance. Don't know why my employer makes me take some. The named beneficiaries are two friends of mine.) Until maybe three years ago, the credit I was given was much larger that it is now. In fact, it was so large that for a couple of years I not only paid nothing out of my paycheck for my benefits I actually had money added to my paycheck every two weeks. IIRC, the last year it happened I got around $900. (Taxable, of course.) That all ended when my employer sat down and figured out how much I was actually saving it my rejecting the 3X life insurance.
Mostly Harmless
Join Date: Jul 2008
Location: Chittenango, NY
Posts: 56,690
Bikes: Have two wheels
Mentioned: 169 Post(s)
Tagged: 2 Thread(s)
Quoted: 13767 Post(s)
Liked 4,578 Times
in
2,530 Posts
Should Be More Popular
Join Date: Dec 2007
Location: Malvern, PA (20 miles West of Philly)
Posts: 43,186
Bikes: 1986 Alpine (steel road bike), 2009 Ti Habenero, 2013 Specialized Roubaix
Mentioned: 561 Post(s)
Tagged: 2 Thread(s)
Quoted: 22711 Post(s)
Liked 9,070 Times
in
4,213 Posts
Senior Member
Join Date: Sep 2005
Location: In the foothills of Los Angeles County
Posts: 25,465
Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
Quoted: 8384 Post(s)
Liked 9,283 Times
in
4,559 Posts
Senior Member
Join Date: Sep 2017
Posts: 8,048
Mentioned: 42 Post(s)
Tagged: 0 Thread(s)
Quoted: 7090 Post(s)
Liked 11,209 Times
in
4,785 Posts
One thing I neglected to mention is that my ultimate cost is reduced by the credit I get for rejecting the free, 3X my salary in life insurance benefit I am entitled to and instead opting for the minimum required, which is $10K. (I have no need for life insurance. Don't know why my employer makes me take some. The named beneficiaries are two friends of mine.) Until maybe three years ago, the credit I was given was much larger that it is now. In fact, it was so large that for a couple of years I not only paid nothing out of my paycheck for my benefits I actually had money added to my paycheck every two weeks. IIRC, the last year it happened I got around $900. (Taxable, of course.) That all ended when my employer sat down and figured out how much I was actually saving it my rejecting the 3X life insurance.
So it is
Join Date: Sep 2008
Location: Westminster, CO
Posts: 21,424
Bikes: Luzerne, 684, Boreas, Wheelhouse, Alize©®, Bayamo, Cayo
Mentioned: 247 Post(s)
Tagged: 1 Thread(s)
Quoted: 11455 Post(s)
Liked 4,833 Times
in
2,806 Posts
Likes For LAJ:
Senior Member
Join Date: May 2016
Location: Yucatán. México
Posts: 6,430
Bikes: 79 Trek 930 is back on the road, 80 Trek 414, 84 Schwinn Letour Luxe,87 Schwinn Prelude, 92 Schwinn Paramount PDG 5
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 3285 Post(s)
Liked 1,899 Times
in
1,198 Posts
I did exactly that. It's not an infrequent thing. Sometimes I'll whip up a tumbler of instant coffee. One sip takes the edge off of whatever is keeping me from going back to sleep. Sometimes. At other times, I finish the cup and have another one, while wiling away the early morning hours.
Senior Member
Join Date: Jan 2010
Location: TC, MN
Posts: 39,520
Bikes: R3 Disc, Haanjo
Mentioned: 354 Post(s)
Tagged: 1 Thread(s)
Quoted: 20810 Post(s)
Liked 9,456 Times
in
4,672 Posts
I took a little trip up to REI Richmond, to pick up some bibs that I'd had shipped there, and then met up with ol' Dan333SP for a spin around the city. Always good to catch up with other Addicts IRL.
he said member
Join Date: Sep 2008
Location: is everything
Posts: 13,802
Bikes: yes please
Mentioned: 4 Post(s)
Tagged: 0 Thread(s)
Quoted: 2789 Post(s)
Liked 1,951 Times
in
1,207 Posts
Senior Member
Join Date: Jan 2010
Posts: 39,529
Mentioned: 211 Post(s)
Tagged: 1 Thread(s)
Quoted: 18540 Post(s)
Liked 15,908 Times
in
7,469 Posts
I’m not totally surprised. Our former paralegal is married to a highly respected pediatric immunologist who works for a major hospital in town. They took his coverage because it was better and less expensive than what she was offered. Blew my mind a bit.
Senior Member
Join Date: May 2016
Location: Yucatán. México
Posts: 6,430
Bikes: 79 Trek 930 is back on the road, 80 Trek 414, 84 Schwinn Letour Luxe,87 Schwinn Prelude, 92 Schwinn Paramount PDG 5
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 3285 Post(s)
Liked 1,899 Times
in
1,198 Posts
Our monthly retirement income is about what many of you would spend on a wheel set. But our expenses are extremely low as well(We couldn't do it in the USA). We have great medical, for around a thousand a year, each, through the Mexican government. And we have some savings/inheritance put aside. We've been living like this though, for our entire adult lives, even before we got together 35 years ago. It's just a different way of relating to the world.
Last edited by seedsbelize2; 12-27-21 at 04:42 PM.
Klaatu..Verata..Necktie?
Join Date: May 2007
Location: SF Bay Area
Posts: 18,227
Bikes: Litespeed Ultimate, Ultegra; Canyon Endurace, 105; Battaglin MAX, Chorus; Bianchi 928 Veloce; Ritchey Road Logic, Dura Ace; Cannondale R500 RX100; Schwinn Circuit, Sante; Lotus Supreme, Dura Ace
Mentioned: 41 Post(s)
Tagged: 0 Thread(s)
Quoted: 10555 Post(s)
Liked 12,150 Times
in
6,219 Posts
Senior Member
Join Date: May 2016
Location: Yucatán. México
Posts: 6,430
Bikes: 79 Trek 930 is back on the road, 80 Trek 414, 84 Schwinn Letour Luxe,87 Schwinn Prelude, 92 Schwinn Paramount PDG 5
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 3285 Post(s)
Liked 1,899 Times
in
1,198 Posts
Booster is in the arm. What a load off to finally have it. Pfizer March and April, and Astra Zeneca today. Vamos a ver. And I got it early enough that I was able to do the city thing the same day. I thought it would be two. I picked up my refurbished weedeater. New carb, fuel filter, fuel lines, spark plug, and one thing I have to look up to translate. Parts and labor came to US$60. Today was a good day.
Senior Member
Join Date: May 2016
Location: Yucatán. México
Posts: 6,430
Bikes: 79 Trek 930 is back on the road, 80 Trek 414, 84 Schwinn Letour Luxe,87 Schwinn Prelude, 92 Schwinn Paramount PDG 5
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 3285 Post(s)
Liked 1,899 Times
in
1,198 Posts
We moved into the rainforest in southern Belize when we were 49. During the six years we were there I aged backward. Not chronologically, of course, but I came out younger than when I went in.
Klaatu..Verata..Necktie?
Join Date: May 2007
Location: SF Bay Area
Posts: 18,227
Bikes: Litespeed Ultimate, Ultegra; Canyon Endurace, 105; Battaglin MAX, Chorus; Bianchi 928 Veloce; Ritchey Road Logic, Dura Ace; Cannondale R500 RX100; Schwinn Circuit, Sante; Lotus Supreme, Dura Ace
Mentioned: 41 Post(s)
Tagged: 0 Thread(s)
Quoted: 10555 Post(s)
Liked 12,150 Times
in
6,219 Posts
(Looks at watch. Compares with clock. drums fingers on table. Looks at watch again and sees 30 seconds have passed. Drums fingers on table some more)
__________________
"Don't take life so serious-it ain't nohow permanent."
"Everybody's gotta be somewhere." - Eccles
"Don't take life so serious-it ain't nohow permanent."
"Everybody's gotta be somewhere." - Eccles
Likes For genejockey:
-------
Join Date: Jul 2020
Location: Tejas
Posts: 12,808
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 9664 Post(s)
Liked 6,377 Times
in
3,507 Posts
Sitting in Flagstaff waiting on our plane to arrive from DFW. Currently 4 hours delayed.
Senior Member
Join Date: Jan 2010
Location: TC, MN
Posts: 39,520
Bikes: R3 Disc, Haanjo
Mentioned: 354 Post(s)
Tagged: 1 Thread(s)
Quoted: 20810 Post(s)
Liked 9,456 Times
in
4,672 Posts
Senior Member
Join Date: Sep 2005
Location: In the foothills of Los Angeles County
Posts: 25,465
Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
Quoted: 8384 Post(s)
Liked 9,283 Times
in
4,559 Posts
I put the new shift cable on the Seven, still hard to move the lever. I think the shifter is gunked up or binding inside. Will get a better feel for it tomorrow on the road.
Also it's been dropping the chain on front shifts both ways but I can't tighten the limit screws any more or it won't shift. It's been getting worse since I got the used crankset. The 50 tooth ring is probably fubar. Next I should put the old 50 on there and see what it does.
After that I should just get a new bike.
Also it's been dropping the chain on front shifts both ways but I can't tighten the limit screws any more or it won't shift. It's been getting worse since I got the used crankset. The 50 tooth ring is probably fubar. Next I should put the old 50 on there and see what it does.
After that I should just get a new bike.
Likes For big john: