alcjphil

I just stick my wallet in one of my jersey pockets. If I worry about my wallet getting sweaty on a hot day I use a simple ziplock sandwich bag to protect it

genejockey 

I make a habit of hanging my bike clothes to dry, even if I'm going to wash them - nothing like wet clothes in a pile in the laundry basket to get all smelly and disgusting! - and the time or two I didn't empty the pockets before taking the jersey off, I could feel the off-balance weight of the ziploc with the iPhone in it. Also works for keys. The thing about ingrained habits is that it reduces the need to think about trivial stuff and also reduces the probability of error.

rsbob 

I carry my ultralight slim fold Tyvek wallet with DL, credit cards, health IDs and some cash. It weighs next to nothing, is amazingly compact and when not riding it goes in the back pocket of my jeans - and barely know its there. My wallet

MinnMan

True. And this works for me partly. To get back in my house after a ride, I need a key and my garage door opener. When I walk through the door between the garage and the basement, those two things always get put i the same place, just inside the door. They are a set that only go with my on bike rides, so they stay put until my next ride. This never fails me.

But the other items in my pocket, together in a snack ziploc, lend themselves less to automata. The cash and spare credit card and Heath Ins. card stay with my bike things, an actual DL would have to be separated from that bag and put back into my wallet. And it's that subtle difference - there's some things that stay downstairs with my bike things, but one thing that needs to be extracted and brought upstairs to my civilian clothes and life. For some reason, that extra (trivial) complexity meant that I sometimes left my license with the bike things. So I started carrying the expired DL instead.

Habits, consistency, and the brain can operate in funny ways.

caloso

I have a small plastic sleeve that has an expired driver's license, a copy of my Kaiser card, and a five dollar bill. I just keep it with my helmet and sunglasses so it's always ready to go into my jersey pocket whenever I head out the door.

SoSmellyAir

Last year I got a Real ID driver's license because DMV offered free "upgrade" for those who had renewed during COVID pandemic, so I have two valid driver's licenses. I suppose I could carry the older one in a Zip Lock bag in my jersey back pocket, but I am more concerned about losing it and identity theft. If a police officer really wants to know my driver's license, I can recite the number from memory. On my iPhone, one can pull up my medical ID or make an emergency call even if the phone is locked

genejockey 

Ah! It is indeed the little details. There's a key difference - I have no "downstairs". Standard post-war California suburban ranch house. Very little extra space, so I always dress and undress in the same spot next to the bed whether it's for cycling, or going to work, so it's all the same to me - no second place to put things like keys and such.

Iride01 

Phone and wallet go in the same plastic zipper bag to protect it from sweat and that goes in my middle rear pocket of my jersey. If me and my bike get separated, I want them both to go with me. If I'm knocked into a ravine and my bike stays smashed against the road railing I feel I've got a better than 50/50 shot my phone will survive.

RJC1811

I carry a copy of my drivers license and some cash. I hate stuff in my jersey pockets except for my phone and some snacks so I have a small under saddle bag. I guess that makes me a Fred? Anyway, I have all the essentials in there, spare tube, mini tool, CO2 and my ID. It makes life so much simpler, I can just change into my gear, throw my phone in my pocket, fill my water bottle and go.

merlinextraligh

So if we want to get technical, if you’re accuse of a traffic offense, you typically sign the citation promising to appear at trial. If you can’t prove your identity, then the officer doesn’t have to let you go on your promise to appear, and depending on the level of the offense can arrest you and haul you off to jail.

Admittedly, most situations are unlikely to get to that extreme, but if things go completely sideways, it could happen

scott967

I usually carry my military ID, as I have a number of routes with on-base segments. As far as legal requirements in the US, I think about half the states have "stop and identify" statutes where in a "Terry stop" (detained for reasonable suspicion) you must give your name. (But no requirement for an actual document, though I guess under emergency powers they did require that for covid vax proof.) Of course if leo has probable cause to believe you violated something for which arrest is available, it doesn't help to piss them off.

scott s.
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jon c. 

I don't carry any ID. Just my phone.

Koyote

You quoted me on this, but seem to have missed it; so here it is again:

JohnDThompson 

I have photos of my driver's license and insurance cards on my phone.

indyfabz

If you are incapacitated and can’t direct them to the card then you need emergency treatment and thus don’t need them to find it.

I think you’re overthinking this. Just take an expired DL, your health insurance card (or even just the numbers) and any form(s) of payment you want. Keep them all together in something like a Zip-Loc. I feel fully covered with such documents during two-week tours far from home.

Carbonfiberboy 

Besides my RoadID dog tag on a chain around my neck, I carry the only wallet I have, a Witz waterproof case. It has everything I need anywhere for any sport,, even a bit of paper money, also my remains donation card. I used to use a Zip-Lock, but the Wtiz is a definite upgrade.

Koyote

Yes.

Plenty of posters seem concerned about this, but it's needless concern.

https://www.cms.gov/regulations-and-...ity%20to%20pay.

Having an insurance card might make it a tiny bit easier, but it's really not necessary. The ER is required to offer treatment, and you can get the insurance info to them later.

Camilo

I just put my wallet in the back jersey pocket.
I also have a 20 in each bikes saddle bag: tire boot, emergency food or drink, probably adequate for a cab and definitely adequate for a beer.

MinnMan

$20 is.a bit spendy for a tire boot, but I suppose you'd get your deposit back.

MinnMan

Not every trip to the ER or urgent care clinic is because you're incapacitated. Some years ago I went down on a ride and broke my hand. I walked in to the nearest ER. I don't know if they would have treated me anyway for an injury that was not life-threatening, but in any case, it sure made things easier that I had my card to show them.

As to overthinking, bf would be a pretty empty place without it.

indyfabz

If you’re not incapacitated there’s no concern over them finding the insurance information, which is the issue I was primarily addressing.

IMO, BF is sometimes an empty place because of it.

indyfabz

Happened to me in 2012. Crashed and fractured my clavicle while riding in another state. Didn’t have my insurance card. Treated in the ER. Provided the insurance info when I got the bill.

I’m like a rash over the computer systems of the three major hospitals in Philly. A few years ago I lost consciousness while walking errands during lunch. My insurance info was already on file with the hospital I was taken to.

MinnMan

I'm not sure of your point. If I'm not incapacitated, they don't need to find it, but I still need to provide the information and the easiest way to do this is to have the card with me. So why are you giving me flak about this seemingly simple and uncontroversial practice?

Maybe you are overthinking it.

eduskator

Only my phone, which happens to be my wallet, my car key and music player.

RB1-luvr

I don't know if this was good advice or not, but a lawyer told me not to carry a driver's license when riding because it's a motor vehicle license, yet police will ask for it if they think you did something wrong and attempt to write a ticket to it. Can anyone comment on this? Seems to make sense since one does not need a license to ride. If a person didn't have a driver's license at all, what would the police do? I don't know. I'll probably regret posting this.