Falling off bikes
04-28-06, 07:49 PM
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Falling off bikes
Does anyone know what happens if I fall off my bike and I broke something like say my laptop that is in my bag?
(this is a "what if" that has been on my mind for a while.)
(also I tried searching and the search is broken.)
(this is a "what if" that has been on my mind for a while.)
(also I tried searching and the search is broken.)
Last edited by srcurran; 04-28-06 at 08:01 PM.
04-28-06, 07:56 PM
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I think you no longer have a working laptop, if that happens.
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04-28-06, 07:59 PM
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I'm more likely to break part of myself when I fall off of my bike. Maybe that's just me...
04-28-06, 07:59 PM
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Originally Posted by srcurran
(this is a what if that has been on my mind for a while.)
04-28-06, 08:00 PM
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Originally Posted by srcurran
Well I meant, how would I go about getting money to replacing it: Home-owners insurance? Go sue crazy? Out of my pocket?
Probably out of pocket.
I can't imagine insurance covering you if you fall off your bike and break your computer.
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04-28-06, 08:03 PM
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Check out some renter's insurance policies. Some of them might cover, um, breakage, even outside of your apt/house. And who would you sue? Does your "what if" include outside forces like cars or peds?
04-28-06, 08:06 PM
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much better, my headache is subsiding as i type this. oh yeah, it would seem that you'd run into difficulties trying to collect from your insurance company. if i collected everytime i took a spill and broke/tore something, my premiums would be out-worldly. and who would you sue?
04-28-06, 08:08 PM
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Originally Posted by fieldrecordings
Check out some renter's insurance policies. Some of them might cover, um, breakage, even outside of your apt/house. And who would you sue? Does your "what if" include outside forces like cars or peds?
04-28-06, 08:09 PM
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Yeah, if you were hit by a car or a pedestrian caused the accident.
Did either of those things happen?
Or is this all really just hypothetical?
Did either of those things happen?
Or is this all really just hypothetical?
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04-28-06, 08:12 PM
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Originally Posted by hyperRevue
Yeah, if you were hit by a car or a pedestrian caused the accident.
Did either of those things happen?
Or is this all really just hypothetical?
Did either of those things happen?
Or is this all really just hypothetical?
But I have been known to crash, and I always have my laptop with me... I figured I should ask before I need to.
04-28-06, 08:55 PM
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As a practical matter, check out the laptop cases made by Pelican (www.pelican.com). There's probably one that will a) fit your computer, and b) fit in your bag. If you have your laptop in one of these when you crash, there's a much better chance that it'll come out un(or less)scathed.
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04-29-06, 06:40 AM
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Originally Posted by Fugazi Dave
As a practical matter, check out the laptop cases made by Pelican (www.pelican.com). There's probably one that will a) fit your computer, and b) fit in your bag. If you have your laptop in one of these when you crash, there's a much better chance that it'll come out un(or less)scathed.
04-29-06, 07:14 AM
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i've got renter's insurance to cover 5000 dollars worth of **** (sadly that's probably more than i own, outside of car, bike, computer-- and those are all covered separately) and i forget what it's called but i am covered with all kinds of personal liability and all that stuff on my bike, like a car. if i hit someone, it's covered. if someone hits me, it's covered. if i fall and break my arm or my laptop (what laptop u__u ) it's covered. this is all through usaa which i have my car insurance through, and it totals at like 12 dollars a month. pretty good stuff.
04-29-06, 10:32 AM
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Originally Posted by youth
i've got renter's insurance to cover 5000 dollars worth of **** (sadly that's probably more than i own, outside of car, bike, computer-- and those are all covered separately) and i forget what it's called but i am covered with all kinds of personal liability and all that stuff on my bike, like a car. if i hit someone, it's covered. if someone hits me, it's covered. if i fall and break my arm or my laptop (what laptop u__u ) it's covered. this is all through usaa which i have my car insurance through, and it totals at like 12 dollars a month. pretty good stuff.
04-29-06, 11:03 AM
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Originally Posted by trial-sin
this sentence is making my head hurt.
if you have a problem with a sentence, wouldn't it be this one:
Originally Posted by srcurran
...if I fall off my bike and I broke something like say my laptop that is in my bag
04-29-06, 11:22 AM
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They have laptop specific insurance. I asked about this a year or so ago on here. Someone had it...but who? I don't recall it being that expensive. But then again, I have never heard of anyone crashing and breaking their laptop (though I am sure it happens)
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